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Live accounts: loss floor, cushion and reserve

How a live account protects capital and pays you.

Live loss floor and cushion

Loss floor

  • Every live account starts at $0 with a loss floor below it ($2,000 on a 50K).

  • The floor moves only at the daily close, to sit one floor-width below your best close. Intraday dips below it are safe if the day closes above.

  • Once it reaches $0 it stops there permanently.

  • If a trading day closes below the floor, the account is lost, including any cushion it holds. There is no daily loss limit.

Cushion

  • Half the starting floor ($1,000 on a 50K). Your first profits fill it.

  • Profit above the cushion is withdrawable from day one.

  • The cushion is released after 15 profitable days, not necessarily in a row. A day counts when realised profit reaches the daily minimum ($150 on a 50K).

  • Withdrawals never move the floor.

Reserve

  • Unlocks begin after 15 profitable live days and $5,000 of total live profit.

  • Then every extra $5,000 of profit unlocks $2,500, processed weekly.

  • Locked Reserve can't be withdrawn. Released Reserve can be withdrawn or used for margin.

  • Gambling, oversizing or reckless trading forfeits Reserve unlocks.

Getting paid

Payouts are daily with a $200 minimum: live profit above the cushion plus any released Reserve. The split is 90%.

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