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How do payouts work on Elite Challenges?

Eligibility, request amounts, caps, and timing for payouts on Elite Challenge funded accounts.

The Elite Challenge is built to get profitable traders to real capital as quickly as possible. The funded phase has been streamlined: no profit goal, no consistency rule, no buffer requirement, and a simple withdrawal mechanic that scales with your account balance.

After 5 successful payouts on your funded account, you graduate to a live capital account at FuturesElite Live.


Important update — how your payout is calculated

Effective from 25 June 2026, 15:00 CET (25/06 15:00 CET), we've improved the payout rule on Elite Challenges. This change is based on direct trader feedback and gives you more freedom and faster access to your funds.

The rule that applies to your account depends on when the account was purchased:

  • Elite Challenges purchased from 25/06 15:00 CET onwards (new rule): you can request 50% of the total profit remaining on the account — the full profit buffer, not just the profit made during the current payout cycle.

  • Elite Challenges purchased before 25/06 15:00 CET (previous rule): you can request 50% of the profit made during the current payout cycle only.

This change is not retroactive. Accounts purchased before 25/06 15:00 CET continue under the previous terms. In both cases the payout cap for your account size still applies, and the minimum request is still $500.


Eligibility for a payout

To request a payout on your funded Elite account, you must:

  • Have completed at least 5 minimum profitable trading days in the current payout cycle. Each day must show a net profit above the minimum PnL threshold for your account size (see table below).

  • Have at least $1 of net profit in the current cycle. Your balance must be above the level it sat at after your previous payout, or above your starting balance if this is your first payout.

  • Have a completed KYC on file.

There is no profit goal to reach. As soon as your trading days are completed and your cycle is in net profit, you are eligible.

What "cycle in profit" means

Each payout cycle starts the moment your previous payout is paid. For your first payout, the cycle starts the moment your account becomes funded. A new cycle counter tracks profit from that point.

  • First payout: balance must be above your starting balance (for example, above $50,000 for a 50K Elite).

  • Second payout onwards: balance must be at least $1 above the balance left in the account after your previous payout was deducted. In other words, you must have made at least $1 of new profit since the last payout was processed.

If you take a trade between submitting the payout and the payout being processed that drops your balance below this threshold, your request may be denied.


How much can I request?

Your maximum payout request is 50% of your eligible profit, up to the payout cap for your account size. What counts as "eligible profit" depends on when your account was purchased.

New rule — accounts purchased from 25/06 15:00 CET onwards

Your maximum payout request is 50% of the total profit remaining on the account, up to the payout cap for your account size.

"Total profit remaining" means all profit currently sitting on the account above your starting balance (your current balance minus your starting balance) — not just the profit made since your last payout. If you've built up profit across multiple cycles without withdrawing it, the whole buffer is available to you, so nothing stays stranded waiting for the next window.

The minimum payout request is $500.

Example (50K Elite): Your starting balance was $50,000 and, across a couple of cycles, you've grown the account to $54,000 without withdrawing — $4,000 of total profit sits on the account. You may request up to $2,000 (50% × $4,000), which equals the cap. Under the previous cycle-only rule, only the profit made since your last payout would have counted.

Example (100K Elite): Starting balance $100,000, current balance $105,000 — $5,000 of total profit on the account. You may request up to $2,500 (50% × $5,000), which equals the cap.

Example (150K Elite): Starting balance $150,000, current balance $156,000 — $6,000 of total profit on the account. You may request up to $3,000 (50% × $6,000), which equals the cap.

Previous rule — accounts purchased before 25/06 15:00 CET

Your maximum payout request is 50% of the profit you have made during the current payout cycle, up to the payout cap for your account size. "Cycle profit" means the profit accumulated since your last payout was paid (or since your account became funded, if this is your first payout) — not your lifetime profit above the starting balance.

The minimum payout request is $500.

Example (50K Elite): If your cycle profit is $4,000, you may request up to $2,000 (50% × $4,000 = the cap). If your cycle profit is $2,500, you may request up to $1,250 (50% × $2,500, below the cap).

Example (100K Elite): If your cycle profit is $5,000, you may request up to $2,500 (50% × $5,000 = the cap). With a cycle profit of $2,000, you may request up to $1,000.

Example (150K Elite): If your cycle profit is $6,000, you may request up to $3,000 (50% × $6,000 = the cap). With a cycle profit of $2,500, you may request up to $1,250.


After a payout is paid

Once a payout is paid, your balance is reduced by the gross amount withdrawn. To make another full-cap request, you will need to rebuild your balance.


Payout caps and minimum trading day thresholds

Account size

Min. trading days

Min. PnL per day

Maximum payout

50K Elite

5

$150

$2,000

100K Elite

5

$250

$2,500

150K Elite

5

$350

$3,000

The payout cap is flat for every payout — there are no tiered caps that scale with payout number, and the cap does not scale linearly with account size. The Elite Challenge is designed so that traders looking to scale earnings do so by holding multiple funded accounts rather than by maximizing per-payout size on a single account.


Profit split

The standard profit split on Elite funded accounts is 90% to the trader / 10% to FuturesElite. This is applied automatically at the time of payout. There is no need to purchase a split upgrade.


Timing between payouts

The minimum waiting time between payout requests is determined by the 5 trading day requirement. The trading day counter resets after each paid payout. Calendar time is not separately enforced. As soon as you have completed 5 new profitable trading days and your cycle is back in net profit (at least $1 above your post-previous-payout balance), you may request again.

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